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CBKC is a recognized leader in delivering quality financial products to the financially underserves.  KBKC is proud to be certified by the U.S. Treasury as a CDFI, a designation for mission-focused institutions that serve economically distressed urban and rural areas historically overlooks by the traditional banking industry.

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Issuing Solutions For Your
Payments Business


The Central Oganization


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  • Family-owned bank since inception in 1951

  • Certified Community Development Financial Institution (CDFI) since 1998

  • Focus on delivering quality financial services to people of modest means

  • National reputation for excellence in serving low- and moderate-income consumers

  • Ample growth opportunity: 97th percentile among peer banks in ROAA, T1 Capital, and ROE

  • Stable management team

  • Wholly-owned subsidiary of CBKC

  • Established in 2014

  • Located just outside Sioux Falls, SD

  • Staffed by subject matter experts with extensive experience throughout payments ecosystem

  • Fastest growing prepaid issuer in US since 2015

  • Formed Falls Fintech Accelorator in 2019

  • Launched Open CP Fintech API Marketplace in 2020 


Client Testimonials

Having worked with Trent and his team on a variety of products over the years, it comes as no surprise that Central Payments has made CBKC the fasted growing prepaid issuer in the country.  The industry and consumers are well-served by their data-driven approach and the expertise they have amassed."

- Dan Henry, Payments Innovator, Entrepreneur, and former CEO of Netspend