Central Payments, LLC, works on behalf of the Central Bank of Kansas City (CBKC).  CBKC is located in the heart of Kansas City, MO and has been family-owned since opening in 1951. We are one of a small number of financial institutions in the country certified by the U.S. Treasury as a Community Development Financial Institution (CDFI) and have enjoyed this designation since 1998. As a CDFI, CBKC is focused on serving people of modest means who historically have not enjoyed the benefits of affordable and accessible financial products.


Our commitment to payments began modestly in 2002 when we offered one of the industry’s first stored-value cards in CBKC branches. Our ambitions culminated in 2014 when we formed Central Payments and charged the new division with leading the bank’s nationwide presence in the payments industry. 


Central Payments has changed the trajectory of traditional issuing activities. Headquartered near Sioux Falls, SD, the hub of U.S. payment card issuing, Central Payments is comprised of industry veterans dedicated to providing a stable, flexible, and scalable issuing structure. Given the complexities of nationwide issuing, our partners benefit from our extensive experience, regulatory prowess, and adaptability.

A Community Development Financial Institution

CBKC is a recognized leader in delivering quality financial products to the financially underserved. CBKC is proud to be certified by the U.S. Treasury as a CDFI, a designation for mission-focused institutions that serve economically distressed urban and rural areas historically overlooked by the traditional banking industry. As a CDFI since 1998, we have a proven and recognized commitment to:

  • Building wealth in communities by investing in areas underserved by the traditional banking sector.

  • Providing affordable and accessible financial services to low- and moderate-income consumers.

  • Supporting financial literacy so low- and moderate-income consumers make informed decisions about financial products and services.

The FDIC has rated CBKC “Outstanding” for compliance with the Community Reinvestment Act, a rating enjoyed by fewer than 5% of the nation’s 6,800+ banks.