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Our OpenCP Fintech API Marketplace is a proprietary API platform built by fintech bankers at Central Payments. OpenCP is simplifying the way that established brands and fintechs acquire single-source access to the full payments ecosystem in lieu of expending the resources or acquiring the expertise to piece together all of the individual parts. 

Open*CP Fintech API Marketplace 

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Product Solutions

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  • Card issuance

  • DDA Accounts

  • Custom acquiring solutions

  • Robust account add-ons & features

  • Extensive transactional funds movement

  • FBO & treasury services

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All vertically-integrated through OpenCP

Partner Advantages

  • Unmatched regulatory expertise & oversight

  • Complete program management

  • Technology-forward partner

  • Accelerated speed-to-market

  • Single-source payments ecosystem access

Paying with a Phone

Central Payments' PayCP product is a white-label, turnkey solution to offer your recipients  the choice of digitally enabled disbursement options through a simple online portal displaying your brand. Plus, PayCP's admin portal gives your business access to initiate and track all your disbursements.

PRODUCT & SOLUTION DETAILS

Deposits

  • DDA (Demand Deposit Account)

  • Interest-Bearing Savings Account

  • Set Aside Accounts

  • FBO (For Benefit Of) Accounts 

Cards

  • Debit 

  • Prepaid

  • Corporate

  • Payroll

  • Open Loop

Features

  • Real-Time Account Validation

  • NFC/Tokenization (Google, Samsung, Apple)

  • Early Direct Deposit

  • Incentive & Rebate

  • Cash-Back Rewards

  • Mobile Check Cashing

  • Customer Service/IVR

  • Push Provisioning

  • Card Fulfillment

  • ID & Document KYC Verification

  • Real-Time Fraud Monitoring

Payments & Transfers

  • Early & Same Day ACH

  • Real-Time Payments

  • Bill Pay

  • International Remittance

  • Disbursement Product

PROGRAM MANAGEMENT

Configurable to meet your needs

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IMPLEMENTATION TIMELINE

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PARTNER VERTICAL EXAMPLES

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  • General Purpose

  • Payroll

  • Earned Wage Access

  • Remittance 

  • Disbursement

  • Incentive & Rebate

  • Government & Tax Benefits

  • B2B

  • Funds Transfer

  • Neobank

  • Gift cards

  • Online Sports Betting

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