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Our Story
Central Payments was founded in 2014 and provides payments technology and issuing solutions for fintechs and embedded finance. Our Open*CP Fintech API Marketplace is one of the only true banking-as-a-service payments platforms with issuing capability embedded.
Open*CP’s vertical integration and its native-to-the-cloud technology are the drivers powering the fastest growing prepaid card issuer since 2015*. As an industry-leader, Central Payments was recognized as the 17th largest prepaid card issuer in 2020*.
Central Payments is headquartered in Sioux Falls, SD. We take pride in our committed team of subject matter experts that are composed of a majority of women. Central Payments is focused on Making Financial Experiences Better for all, particularly serving people of modest means who historically have not enjoyed the benefits of affordable and accessible financial products.
Central Payments also founded Falls Fintech, an award-winning startup fintech accelerator, and produces Fintech Brews & News, a podcast devoted to helping bridge the gap between banking, startups, and the entire fintech industry.
79% Managers & Above
AT CENTRAL PAYMENTS
Females in Leadership
63% Executive Team
Award Winning Approach
There's a reason Central Payments is considered an industry leader. We are honored to be awarded and recognized by experts and trailblazers.
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A Timeline of Growth
