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Our Story

Central Payments was founded in 2014 and provides payments technology and issuing solutions for fintechs and embedded finance. Our Open*CP Fintech API Marketplace is a banking-as-a-service payments platform built by fintech bankers with issuing capability embedded.


Open*CP’s vertical integration and its native-to-the-cloud technology are the drivers powering the fastest growing prepaid card issuer*. 


Central Payments is headquartered in Sioux Falls, SD. We take pride in our committed team of subject matter experts that are composed of a majority of women. Central Payments is focused on Making Financial Experiences Better for all, particularly serving people of modest means who historically have not enjoyed the benefits of affordable and accessible financial products.


Central Payments also founded Falls Fintech, an award-winning startup fintech accelerator, and produces Fintech Brews & News, a podcast devoted to helping bridge the gap between banking, startups, and the entire fintech industry.

79% Managers & Above


Females in Leadership

63% Executive Team

Award Winning Approach

There's a reason Central Payments is considered an industry leader. We are honored to be awarded and recognized by experts and trailblazers.

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A Timeline of Growth

*Source: The Nilson Report, 2015 to 2020.

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