Our Story
Central Payments was founded in 2014 and provides payments technology and issuing solutions for fintechs and embedded finance. Our Open*CP Fintech API Marketplace is a banking-as-a-service payments platform built by fintech bankers with issuing capability embedded.
Open*CP’s vertical integration and its native-to-the-cloud technology are the drivers powering the fastest growing prepaid card issuer*.
*Source: The Nilson Report, 2015 to 2020.

Central Payments is headquartered in Sioux Falls, SD. We take pride in our committed team of subject matter experts that are composed of a majority of women. Central Payments is focused on Making Financial Experiences Better for all, particularly serving people of modest means who historically have not enjoyed the benefits of affordable and accessible financial products.
Central Payments also founded Falls Fintech, an award-winning startup fintech accelerator, and produces Fintech Brews & News, a podcast devoted to helping bridge the gap between banking, startups, and the entire fintech industry.
79% Managers & Above
AT CENTRAL PAYMENTS
Women in Leadership
50% Executive Team
Our Values
ACCOUNTABILITY
We're all owners here.
TEAMWORK
We over me.
GRIT
A crazy kind of ambitious tenacity.
INTEGTRITY
Honesty, kindness, respect. Enough said.
PROGRESS
Innovating to make at least one thing better everyday.
A Timeline of Growth
